Today’s Real Estate News 9-30-2011

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With inflation, everything in life seems to be more expensive these days: health care costs continue to go up, gas prices are up, and so on.  However, in the housing market, it’s actually less expensive to buy a home than it has been in years.   Prices are down, and interest rates continue to decline.  Talk to your Realtor about the cost difference between buying a home versus renting.  You’ll be surprised!  ~Anthony     

Today’s news that may be of interest to you:

Freddie: Plunging Mortgage Rates Smash New Records
The MReport.com | September 29, 2011
Mortgage rates again smashed records Thursday by falling to new lows as investors continued to flee Europe, buying up safer U.S. Treasury debt, keeping interest rates low, and setting up all-time highs for housing affordability, according to Freddie Mac. Finance Web site Bankrate.com differed by posting slight upticks for the benchmark 30- and 15-year fixed-rate mortgages.

Pending Sales Prompt Concern
The Wall Street Journal | September 29, 2011
A gauge of future home sales fell in August to the lowest level in four months, underscoring the challenges facing the hobbled housing industry.

Fed’s Twist May Prompt Bigger Turn
The Wall Street Journal | September 30, 2011
“Operation Twist” might be more powerful than many investors expect. Some strategists believe it could in some ways do as much – or more – for the bond market than its predecessor, known as QE2.

Cash-Short, U.S. Weighs Asset Sales
The New York Times | September 30, 2011
Like Americans trying to raise quick cash by unloading their unwanted goods, the federal government is considering a novel way to reduce the deficit: holding the equivalent of a garage sale.

Rich and Famous are Mere Mortals in Soft Real Estate Market
USA Today | September 29, 2011
As the threats of a double-dip recession and another swoon in financial markets linger, high-end homes stretching from Beverly Hills to Park Avenue languish on the market.

Banks to Make Customers Pay Fee for Debit Card Use
The New York Times | September 30, 2011
Banks are imposing new charges on their customers to make up for the revenue they expect to lose because of a cap on what they can charge merchants for debit-card transactions.

Nevada Announces New ‘Foreclosure Fraud Reform’ Law
DSNews | September 29, 2011
A new “Foreclosure Fraud Reform” law will go into effect in Nevada October 1.

From the National Association of Realtors®:

USC Lusk Center: Real Estate Job Picture Improves
Real estate is seeing a jump in job opportunities for young real estate professionals and an overall improving job market for the industry, according to a new report.

More Investors Bypass ‘Flipping’ for Renting
The days of flipping houses for big profits have all but vanished in many markets as more investors see bigger profits in rentals.

 

  

 

Find me on:       

Anthony V. Carollo / President
Stewart Title of Spokane
606 W. 3rd Ave.
Spokane, WA  99201
Telephone: 509.328.7171
Direct Line: 509.321.3939
Direct Fax: 866.652.8834
acarollo@stewart.com

Please remember to choose Stewart Title of Spokane on your next transaction!

www.StewartSpokane.com

 

 

Today’s Real Estate News 9-29-2011

Today’s news that may be of interest to you:

In today’s Dr. Ted Jones blog on the “Top Areas of Best Places to Live for Retirees”, he puts his own spin on the list.  (:-) 

Mortgage Fraud Reporting Up, Way Up
HousingWire | September 28, 2011
Reports of possible mortgage fraud grew in the second quarter, with financial institutions filing 29,558 mortgage loan fraud suspicious activity reports, the Financial Crimes Enforcement Network said Wednesday.

Bernanke Says ‘Reforms’ in U.S. Housing Policy Will Take Time
BusinessWeek | September 28, 2011
Federal Reserve Chairman Ben S. Bernanke said an overhaul of U.S. housing policy won’t likely occur any time soon since the economy is still healing.

Now Available: Homeowner’s Insurance You Needed in 2006
The Wall Street Journal | September 28, 2011
Here’s the good news for homeowners: They can now buy an insurance policy that protects against declines in values. The bad news is that the insurance can’t be applied to the last five years of carnage in the housing market, when most homeowners might have needed it.

U.S. Mortgage-Aid Program Is Shutting Down, With Up to $500 Million Unspent
The New York Times | September 28, 2011
In summer 2010, Congress set aside $1 billion for a program intended to bail out people in danger of losing their homes to foreclosure. It was estimated that the program, administered by the federal Department of Housing and Urban Development, would help as many as 30,000 households.

Jobless Claims in U.S. Drop on Seasonal Adjustment Difficulties
Bloomberg | September 29, 2011
Claims for U.S. unemployment benefits fell more than forecast last week as an atypical calendar alignment made it more difficult for the government to adjust the data for seasonal changes.

U.S. Economy Grew at a Revised 1.3% Pace in Second Quarter
Bloomberg | September 29, 2011
The U.S. economy grew at a 1.3 percent pace in the second quarter, faster than estimated last month and helped by exports and spending on services.

Bernanke Says Fed would Act if Inflation Falls
Reuters | September 29, 2011
Federal Reserve Chairman Ben Bernanke said on Wednesday the central bank might need to ease monetary policy further if inflation or inflation expectations fall significantly.

Mortgage Rate Spreads Widen
CNBC | September 29, 2011
I can’t get off the phone with anyone I know without first having to hear about their particular mortgage story; Okay, maybe that’s an exaggeration, but not that far off.

From the National Association of Realtors®:

Shadow Inventory Drops: ‘Positive Sign for Housing’
Residential shadow inventory declined to a five-month supply, a report from CoreLogic shows.

Housing Market Is Terrific, If You Are Rich
As the low end of the market remains stagnant, the luxury housing market is accelerating.

  

Find me on:       

Anthony V. Carollo / President
Stewart Title of Spokane
606 W. 3rd Ave.
Spokane, WA  99201
Telephone: 509.328.7171
Direct Line: 509.321.3939
Direct Fax: 866.652.8834
acarollo@stewart.com

Please remember to choose Stewart Title of Spokane on your next transaction!

www.StewartSpokane.com

 

 

Today’s Real Estate News 9-28-2011

Today’s news that may be of interest to you:

First Time Buyers Losing Interest in Short Sales
RISMedia | September 27, 2011
Processing delays have taken their toll on first-time buyer interest in short sales, which now account for more than one of every six house sales, according to the latest Cambell/Inside Mortgage Finance HousingPulse survey.

Will Google own the sun? No, just some of the solar panels
MSNBC | September 27, 2011
Coming soon to a home near you: Solar panels owned by Google. That’s right, the software giant announced Tuesday that it’s investing $75 million to get more homeowners hooked up to the sun for their electricity.

Housing Takes Baby Steps Towards Better Balance
The Wall Street Journal | September 27, 2011
The biggest drag on housing has been the huge imbalance in the market: too little demand versus an overhang of supply.

Mortgage Application Volume Rose 9.3% Last Week
The Wall Street Journal | September 28, 2011
The number of mortgage applications filed in the U.S. last week rose 9.3% from the prior week, the Mortgage Bankers Association said Wednesday, as interest rates continued to slide following the Federal Reserve’s latest stimulus measure.

Mortgage Survivors Get Bargains as Fed Erases Price-Drop Danger
Bloomberg | September 28, 2011
Cynthia and Gerald Matthews left a booming property market in Ottawa, the Canadian capital, to buy a home in Bloomington, Indiana, where real estate prices are beginning to recover from a five-year slump.

Shadow Inventory Declines to Five-Month Supply: CoreLogic
HousingWire | September 27, 2011
The nation’s residential shadow inventory as of July declined slightly to 1.6 million units, representing a supply of five months, according to a report from CoreLogic.

Home Prices in U.S. Cities Fell 4.1% in Year Ended July
Bloomberg | September 27, 2011
Home prices in the U.S. declined less than forecast in July from a year earlier, a sign bank delays in processing foreclosures may have temporarily slowed the slump in real-estate values.

U.S. Real Estate Deals Hindered by Financing, Investors Say
BusinessWeek | September 27, 2011
Rising borrowing costs and anemic economic growth are hindering investments in U.S. commercial real estate, said panelists at the Bloomberg Dealmakers Summit in New York today.

U.S. Stimulus Needs Housing Effort, New York Fed’s Tracy Says
BusinessWeek | September 29, 2011
Any success for government efforts to stimulate the economy will be limited unless policies are combined with steps to aid the housing market, according to Federal Reserve Bank of New York economist Joseph Tracy.

From the National Association of Realtors®:

Scam Dupes Home Owners into False Loan Audits
Warn your clients about a growing scam that targets home owners: The forensic loan audit scam.

  

Find me on:       

Anthony V. Carollo / President
Stewart Title of Spokane
606 W. 3rd Ave.
Spokane, WA  99201
Telephone: 509.328.7171
Direct Line: 509.321.3939
Direct Fax: 866.652.8834
acarollo@stewart.com

Please remember to choose Stewart Title of Spokane on your next transaction!

www.StewartSpokane.com

 

 

Today’s Real Estate News 9-27-2011

Today’s news that may be of interest to you:

New Home Sales Hit 6-month Low
Reuters | September 26, 2011
Sales and prices of new single-family U.S. homes fell in August despite historically low mortgage rates, underscoring the difficulties policymakers face in efforts to boost the moribund housing sector.

U.S. Cities Face Lower Collections, Higher Costs
Bloomberg | September 26, 2011
For U.S. cities, the effects of the real-estate collapse and the recession it helped spark in 2007 are showing few signs of ending.

Bill Seeks to Ease Sarbanes-Oxley for Small Firms
The Wall Street Journal | September 26, 2011
In a bid to lower barriers to capital for fast-growth companies, House legislation unveiled last week would allow small businesses to opt out of costly internal-control measures under the Sarbanes-Oxley Act for up to 10 years after going public.

HUD, Senators Scramble as Program to Help Jobless Homeowners Expires
HousingWire | September 27, 2011
Thousands of potentially eligible homeowners may be left out of a $1 billion Department of Housing and Urban Development program that provides interest-free loans to the unemployed because of documentation and timing problems.

From the National Association of Realtors®:

More Home Owners Become ‘Accidental Landlords’
For home owners who are unable to sell their home or drop the price any more, they’re becoming landlords, a decision many say they now regret.

Beware Legal Pitfalls With Foreclosures, Short Sales
Short sale and foreclosure transactions can be filled with potential legal snags for real estate professionals.

Tight Lending Most Prevalent in Distressed Areas
Neighborhoods with a large number of foreclosures and price declines have seen the biggest drops in lending over the past year, according to a new report by the Federal Reserve.

 

  

Find me on:       

Anthony V. Carollo / President
Stewart Title of Spokane
606 W. 3rd Ave.
Spokane, WA  99201
Telephone: 509.328.7171
Direct Line: 509.321.3939
Direct Fax: 866.652.8834
acarollo@stewart.com

Please remember to choose Stewart Title of Spokane on your next transaction!

www.StewartSpokane.com

 

 

 

Today’s Real Estate News 9-23-2011

Today’s news that may be of interest to you:

BofA to Sell $880 Mln in Real Estate Loans – Source
Reuters | September 22, 2011
Bank of America Corp (BAC.N) has reached an agreement to sell a commercial real estate loan portfolio worth nearly $1 billion to a group of investors, a source familiar with the matter said.

Housing Slump Hits New Mortgage Loans
The Wall Street Journal | September 23, 2011
Mortgage lending declined last year amid weak demand and tight credit standards, with particularly sharp credit contractions in neighborhoods with many foreclosures, according to the Federal Reserve.

Commercial Mortgage Debt Increases for First Time in Two Years
HousingWire | September 22, 2011
Total commercial/multifamily mortgage debt increased for the first time in two years when it hit $2.4 trillion during the second quarter, the Mortgage Bankers Association said Thursday.

Housing Lobby in Rare Defeat on Mortgage Limits
The Wall Street Journal | September 22, 2011
Barring unexpected last-minute action by Congress, the maximum size of loans that can be guaranteed by Fannie Mae, Freddie Mac and the Federal Housing Administration will decline on Oct. 1.

From the National Association of Realtors®:

Down Payment Remains Obstacle to Home Ownership
Most Americans still say home ownership is part of achieving the American Dream, but financial obstacles are getting in their way, a new survey by Trulia finds.

How Much Longer Will Housing Remain Sluggish?
It’s the question everyone in the real estate industry wants to know: When will the housing market finally pick up?

Survey: Households Spend More on Housing Costs
More than a third of home owners with a mortgage and more than half of renters paid 30 percent or more of their household income on housing costs last year, the latest Census data shows.

  

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Anthony V. Carollo / President
Stewart Title of Spokane
606 W. 3rd Ave.
Spokane, WA  99201
Telephone: 509.328.7171
Direct Line: 509.321.3939
Direct Fax: 866.652.8834
acarollo@stewart.com

Please remember to choose Stewart Title of Spokane on your next transaction!

www.StewartSpokane.com

 

 

Today’s Real Estate News 9-22-2011

Don’t forget! Stewart Title’s 3rd Annual “An Evening in the Vineyard” Open House and Wine Tasting is October 20th!  For more information view our flyer.

Today’s news that may be of interest to you:

Xerox: Most Lenders Prepared for e-Mortgages
HousingWire | September 21, 2011
Roughly 63% of lenders surveyed by Xerox implemented new software in 2011 to handle paperless mortgages, up from 49% in 2010.

Many Get Shut Out on Chance to Refinance
The Boston Globe | September 22, 2011
Those who might benefit most from refinancing are being shut out of the best rates, most often because their property values have eroded or their income has dropped.

Initial Jobless Claims in U.S. Fell 9,000 Last Week to 423,000
Bloomberg | September 22, 2011
More Americans than forecast filed first-time claims for unemployment insurance payments last week as the labor market struggled to improve.

Report: Mortgage Delinquencies Rise, But Improvement on the Horizon
DSNews | September 20, 2011
Mortgage delinquencies rose to 6.62 percent in August, according to a report from CreditForecast.com, supported by Moody’s Analytics and Equifax.

From the National Association of Realtors®:

August Existing-Home Sales Leap Despite Headwinds
Despite disruptions such as Hurricane Irene, positive market fundamentals pushed existing-home sales up 7.7 percent in August.

2 Important Factors in Judging Neighborhoods
With home prices falling, how can you help buyers find a neighborhood that has a greater likelihood of holding its value over the long term? Here are some signs to look for.

Neighbor Scares off Home Buyers
A Brighton, Colo., man has a warning to any buyer wanting to purchase a home in the horse community next to him: He has loud parties, loud cars, loud music, and he’s anti-horse.

Google+ Opens to the Public
Google+ is no longer invitation-only. Now anyone can sign up for the new social network, expected to be Facebook’s chief rival.

 

  

 

Find me on:       

Anthony V. Carollo / President
Stewart Title of Spokane
606 W. 3rd Ave.
Spokane, WA  99201
Telephone: 509.328.7171
Direct Line: 509.321.3939
Direct Fax: 866.652.8834
acarollo@stewart.com

Please remember to choose Stewart Title of Spokane on your next transaction!

www.StewartSpokane.com

 

Today’s Real Estate News 9-21-2011

Today’s news that may be of interest to you:

Sales of Previously Owned U.S. Homes Probably Climbed From Eight-Month Low
Bloomberg | September 21, 2011
An increase in sales of previously owned U.S. homes in August probably failed to make up for the prior month’s decline as rising unemployment and foreclosures weighed on the industry, economists said before today’s report.

Bernanke Has Few Tools to Heal Economy Amid Weak Housing
Bloomberg | September 21, 2011
Low interest rates, the traditional medicine for a flagging economy, aren’t helping housing, which since 1982 has aided every recovery except the current one.

Banks Pledge $20 Billion in Small-Business Loans
The Wall Street Journal | September 20, 2011
Some of the nation’s biggest banks on Tuesday pledged to boost government-backed lending to small firms by an extra $20 billion over the next three years.

‘Buffett Rule’ on U.S. Taxes Seen as Easier Said Than Done
BusinessWeek | September 20, 2011
Turning the “Buffett rule” proposed yesterday by President Barack Obama from a political concept into real-world tax policy aimed at the highest-earning U.S. households will prove logistically and mathematically difficult.

Construction is Less Than Half the Level that Economists Say is Needed for a Healthy Economy
The Washington Post | September 20, 2011
The Commerce Department said Tuesday that builders began work on a seasonally adjusted 571,000 homes last month, a 5 percent decline from July and a three-month low. That’s less than half the 1.2 million that economists say is consistent with healthy housing markets.

From the National Association of Realtors®:

Fannie, Freddie May Hike Fees in 2012
In overhauling Fannie Mae and Freddie Mac, the government may require more private mortgage insurance from borrowers and charge lenders higher fees –moves that could increase borrowing costs.

Jobless Mortgage Relief Program Off to Slow Start
A $7.6 billion federal program to help unemployed home owners avoid foreclosures has only distributed about 1 percent of its money in the last 16 months.

Seller Throws in Unusual Incentive to Buyers
A home seller in Glenview, Ill., was desperate to get her townhome to standout from the bunch so she decided to make a unique offer to potential buyers.

 

  

 

Find me on:       

Anthony V. Carollo / President
Stewart Title of Spokane
606 W. 3rd Ave.
Spokane, WA  99201
Telephone: 509.328.7171
Direct Line: 509.321.3939
Direct Fax: 866.652.8834
acarollo@stewart.com

Please remember to choose Stewart Title of Spokane on your next transaction!

www.StewartSpokane.com

 

 

Today’s Real Estate News 9-20-2011

Don’t forget! Stewart Title’s 3rd Annual “An Evening in the Vineyard” Open House and Wine Tasting is only a month away! For more information click here!

Today’s news that may be of interest to you:

Commercial Real Estate Prices Expected to Rebound, SF Fed Says
HousingWire | September 19,2 011
Investors are expecting a widespread rebound in U.S. commercial real estate markets, according to an analysis published Monday by the San Francisco Federal Reserve Bank.

Markets Watch as Fed Opens Meeting
The Washington Post | September 19, 2011
Federal Reserve begins meeting with high expectations for boosting growth and averting recession.

Banks’ REO Inventories Down by 17%
DSNews | September 19, 2011
Banks held about 476,000 homes that they repossessed from delinquent mortgage borrowers as of the end of July, according to Barclays Capital. 

 

From the National Association of Realtors®:

 

Top 10 Most-Searched Housing Markets
Which housing markets are the “most searched” on Realtor.com? Realtor.com releases its latest search rankings.

Builders Face More Scrutiny Over Pay
The IRS and and several states have now joined the Department of Labor in reviewing the hiring and pay practices of home builders.

Foreclosure Sales Slow
In the wake of the “robo-signing” investigations, the foreclosure process remains problematic. As a result, the number of homes entering the foreclosure pipeline tops the number being sold by banks.


 

 

 

 

  

 

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Find me on:       

Anthony V. Carollo / President
Stewart Title of Spokane
606 W. 3rd Ave.
Spokane, WA  99201
Telephone: 509.328.7171
Direct Line: 509.321.3939
Direct Fax: 866.652.8834
acarollo@stewart.com

Please remember to choose Stewart Title of Spokane on your next transaction!

www.StewartSpokane.com

 

 

Today’s Real Estate News 9-19-2011

Today’s news that may be of interest to you:

Extension of Conforming Loan Limits Fails in House
HousingWire | September 16, 2011
The elevated conforming loan limit for mortgages guaranteed or insured by the government will expire on Oct. 1, according to three congressional staffers, but another chance to extend them will come later this year.

Will Expiring Loan Limits Kill My Sale?
The Wall Street Journal | September 19, 2011
A reader wonders whether the expiration of conforming jumbo loan limits on Sept. 30 will hurt his home sale.

Freddie Mac Will Not Offer Investors Discounts on Bulk Sales
DSNews | September 16, 2011
Freddie Mac sent a letter to investors regarding bulk sales of foreclosed homes. The GSE offers investors the opportunity to purchase properties in bulk from HomeSteps – a division of Freddie Mac that offers sales of the GSE’s foreclosed properties.

Fixing Economy Requires more Work on Housing
Star Tribune | September 18, 2011
Only 2 percent of President Obama’s speech to Congress on Sept. 8 dealt with the plight of underwater homeowners, but those 72 words could do as much or more for the flagging U.S. economy as the entire $447 billion jobs bill.

From the National Association of Realtors®:

Big Savings for Buyers: Rates Reach New Record-Lows
For the second straight week, mortgage rates reached another milestone, Freddie Mac reports.

Sellers Say Their Homes Are Worth More
Seventy-five percent of home owners say their homes are worth more than the recommended listing price, yet the majority of buyers say home prices are overpriced, according to a new survey.

2011 Tax Credits Available for ‘Green’ Updates
Spread the word to your customers: Tax credits are available to home owners and buyers looking to save on green upgrades.

Top 10 Cities for Retirement
These U.S. cities offer retirees a lot of bang for their buck, according to a new study by CNNMoney.

  

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Anthony V. Carollo / President
Stewart Title of Spokane
606 W. 3rd Ave.
Spokane, WA  99201
Telephone: 509.328.7171
Direct Line: 509.321.3939
Direct Fax: 866.652.8834
acarollo@stewart.com

Please remember to choose Stewart Title of Spokane on your next transaction!

www.StewartSpokane.com

 

Today’s Real Estate News 9-16-2011

Today’s news that may be of interest to you:

Europe on Sale
The Wall Street Journal | September 16, 2011
The debt crisis has one silver lining: falling prices for vacation homes in Greece, Spain, Portugal and even Italy.

Zandi Sees 40% Chance of Another Recession
HousingWire | September 15, 2011
Back down into recession or finally up toward recovery, Moody’s Analytics Chief Economist Mark Zandi says the inflection point for the economy will likely occur in the coming months and before the 2012 election.

CFPB: We Got Here One Mortgage at a Time
HousingWire | September 15, 2011
Raj Date, special adviser to the Consumer Financial Protection Bureau, pulled the bureau into a more public role when addressing the National Constitution Center in Philadelphia on Thursday.

From the National Association of Realtors®:

NAR: Increased Lending, Short Sales Will Reduce REOs
Improving access to affordable mortgage financing and committing additional resources to loan modifications and short sales will help reduce current and future inventories of REOs properties, NAR says.

10 States With the Highest Foreclosure Rates
In this state, one in every 118 households received a foreclosure filing during the month of August. Find out which states are being bogged down with the most foreclosures.

Is Tight Credit Keeping Even Good Buyers Out?
Even home buyers with excellent credit are struggling to get approved for a loan, economists say.

 

  

 

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Find me on:       

Anthony V. Carollo / President
Stewart Title of Spokane
606 W. 3rd Ave.
Spokane, WA  99201
Telephone: 509.328.7171
Direct Line: 509.321.3939
Direct Fax: 866.652.8834
acarollo@stewart.com

Please remember to choose Stewart Title of Spokane on your next transaction!

www.StewartSpokane.com